About Our Client:

Our client is a well-established global bank with a strong footprint across key markets. This is a strategic leadership role based in Singapore, offering the opportunity to shape the bank’s credit risk function locally while supporting business growth in corporate and commercial banking. The Credit Head will focus exclusively on credit matters—providing strategic guidance, oversight, and execution on credit risk for new and existing exposures.

Key Responsibilities:

• Credit Oversight & Underwriting Leadership: Lead credit analysis and underwriting activities for the Singapore portfolio, covering corporate and commercial loans. Review and approve credit proposals, ensuring alignment with internal credit appetite and regulatory standards.
• Portfolio Risk Management: Monitor portfolio quality and risk concentrations, working closely with business teams to maintain a balanced and healthy credit portfolio. Drive enhancements in credit processes, risk ratings, and early warning frameworks.
• Strategic Business Partnering: Engage senior business leaders to support deal structuring and credit decisions. Provide commercial yet prudent guidance on new client onboarding, renewals, and complex transactions.
• Policy & Governance: Support the implementation of group credit risk policies locally and provide feedback on adapting frameworks to local market conditions. Liaise with regional and group risk teams to ensure consistent application of credit standards.

Requirements:

• Education: Bachelor’s degree in a relevant field.
• Experience: Minimum 15–20 years of experience in credit risk, underwriting, or credit structuring within commercial /corporate banking or private credit. Proven ability to lead credit approval processes and manage risk across complex loan exposures.
• Skills: Strong credit judgment, analytical skills, and commercial acumen. Effective communicator with the ability to influence stakeholders while upholding prudent risk standards.